- DrugNet and Ayo Insurance Launch a Game-Changing Health Innovation
In a groundbreaking partnership that promises to transform access to essential medications for millions of Ghanaians, DrugNet and Ayo Insurance have launched a bold new product: MedCover.
MedCover is a low-cost, high-impact medication cover plan designed to reduce out-of-pocket spending on medications, especially for individuals and families who find mainstream private health insurance unaffordable. In a country where many still pay for healthcare expenses from their own pockets, often choosing between food and life-saving drugs, MedCover is a timely intervention and a genuine game changer.
Affordable Premiums, Real Protection
MedCover offers unmatched flexibility and value, with premiums starting as low as GHS 15 per year. Here’s how it works:
- GHS 15/year – Get GHS 1,000 worth of annual medication cover
- GHS 20/year – Get GHS 2,000 worth of annual medication cover
- GHS 25/year – Get GHS 3,000 worth of annual medication cover
Whether you’re a student, a single parent, a small business owner, or part of a church or social association, MedCover gives you the ability to plan and protect your health without financial strain.
A Seamless Experience
Signing up is quick, easy, and entirely mobile. Just dial 928*101# on MTN and Telecel networks to subscribe. No paperwork. No queues. Just peace of mind.
Once enrolled, subscribers can access their medication cover through DrugNet’s nationwide network of partner pharmacies, with doorstep delivery and pharmacist consultations available via the DrugNet mobile app.
Empowering Individuals, Households & Associations
MedCover isn’t just a product, it’s a movement. It’s about equity in healthcare, financial inclusion, and reimagining insurance for the everyday Ghanaian. From rural communities to urban centres, MedCover empowers:
- Individuals to get the medicines they need without sacrificing other basic needs
- Households to protect loved ones affordably
- Associations and groups to provide collective cover to their members at minimal cost
A Word from the Innovators
“Healthcare shouldn’t be a luxury. MedCover is our way of saying that access to essential medication is a right, not a privilege. This partnership with Ayo is about scale, access, and social impact.” — Dr. Samuel Otuo-Serebour, Co-founder & Managing Director, DrugNet
“At Ayo, we believe in the power of microinsurance to change lives. MedCover is proof that with the right partnerships and the right technology, we can bring affordable, life-changing insurance products to the people who need them most. We’re proud to be part of a solution that speaks to the real health needs of Ghanaians.” — Mr. Francis Gota, Chief Executive Officer, Ayo Insurance
Ayo Insurance, known for its microinsurance innovation across Africa, brings expertise in digital insurance models that work in real life for real people. Together with DrugNet’s tech-driven pharmacy network, MedCover is built for reach, reliability, and real change.
The Future of Medication Access Starts Now
Ghana’s healthcare landscape is evolving. With the launch of MedCover, no Ghanaian should be left behind due to the high cost of medications. For just a few cedis a year, individuals and families can now secure their health and future.
