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Elon Musk’s X Launches Digital Wallet and Payments Service with Visa

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Elon Musk’s X Launches Digital Wallet and Payments Service with Visa

Elon Musk’s social media platform, X, has unveiled a digital wallet and peer-to-peer payments service in partnership with Visa, marking a significant step in its ambition to evolve into an “everything app.”

CEO Linda Yaccarino confirmed on Tuesday that Visa will facilitate seamless fund transfers between traditional bank accounts and digital wallets while enabling instant peer-to-peer payments, positioning X alongside established fintech services like Zelle and Venmo.

The service, dubbed X Money Account, represents the first tangible step in Musk’s broader vision of integrating financial services into X. Since acquiring Twitter for $44 billion in 2022, Musk has repeatedly emphasized his intent to transform the platform into a comprehensive digital payments hub.

X Payments LLC, already licensed in 41 U.S. states and registered with the Financial Crimes Enforcement Network (FinCEN), is poised for further expansion into financial services. The X Money service is expected to roll out in the first quarter of 2025, with additional banking partnerships anticipated.

One of the platform’s initial use cases will allow content creators to receive payments and store funds directly on X without depending on external financial institutions.

While Visa has yet to comment on the partnership, Musk has previously hinted at future banking features, including high-yield money market accounts, as X moves deeper into fintech.

Tags: Digital Wallet and Payments ServiceElon Musk’s X Launches Digital Wallet and Payments Service with VisaVisaX

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