SSNIT Assets Surge Over 25% to GH¢25bn as Investment Returns Rebound in 2025
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwesi Afreh Biney, has reassured Ghanaian workers of the strength and sustainability of the national pension scheme, citing strong asset growth and a rebound in investment performance.
According to him, SSNIT’s assets under management grew by more than 25 percent year-on-year in 2025, rising from GH¢20.4 billion in 2024 to over GH¢25 billion.
He further indicated that the Trust’s real return on investments improved significantly, recovering from a negative 4.2 percent in 2024 to a positive 8.03 percent in 2025.
“Clearly, our Trust is in a better place, and is growing strong and doing well, and we are confident of maintaining that growth trajectory,” Mr Biney stated.
He made these remarks at a regional forum in Takoradi organised by SSNIT in collaboration with the Trades Union Congress (TUC), aimed at enhancing pension literacy, addressing misconceptions, and gathering feedback from workers.
The engagement, held under the theme “Empowered Unions, Secure Futures: Deepening Pension Literacy Across Ghana,” forms part of a nationwide initiative to deepen understanding of SSNIT’s operations, particularly the Tier One Pension Scheme.
Mr Biney attributed the improved performance to prudent asset management and strengthened accountability, noting that the Trust’s investment portfolio — including listed equities — appreciated by about GH¢2.5 billion in 2025.
“Dividends from the stock exchange alone were in excess of GH¢300 million, so we will continue to manage this Trust prudently to ensure that we build a sustainable SSNIT that will protect the Ghanaian worker,” he added.
On SSNIT’s hospitality investments, he clarified that the Trust has no intention of divesting its hotel assets, but rather plans to expand its footprint and improve returns within the sector.
He also commended government for consistently remitting workers’ contributions from 2025 through January 2026, expressing confidence that the trend would be sustained.
Deputy Secretary-General of the TUC, Kwabena Nyarko Otoo, praised the initiative, noting that it has enabled workers to better understand their pension contributions and seek clarification on related concerns.
