Health insurance firm, Metropolitan Health Insurance Ghana, has launched an all new retail health insurance product targeted at providing reliable and comprehensive healthcare service assurance to individuals and families.
The launch of the ‘Family Health Plus+’ provides a timely solution to the healthcare needs of Ghanaians particularly during this period of Covid-19.
Norvanreports, via this report brings to you all the relevant information about the ‘Family Health Plus+’ retail insurance product.
The ‘Family Health Plus+’ comes in 3 variants; Olive, Silver and Maroon.
All 3 variants have comprehensive In-patient and Out-patient services that provide quality and hassle-free healthcare cover for clients.
Essential In-patient healthcare needs covered include; surgeries, organ transplants, renal dialysis, hospitalisation and ambulance services.
For Out-patient clients, healthcare needs covered include; medications, consultations, pathology and radiology, optical dental services and some benefits in response to Covid-19.
Individuals and families that subscribe to the ‘Olive’ category of the Family Health Plus+ enjoy Ghs 59,050 and Ghs 8,800 in In-patient and Out-patient benefits respectively.
In the case of the Silver category, clients stand to receive a total of Ghs 70,000 and Ghs 11,800 in In-patient and Out-patient benefits.
For the Maroon category, In-patient and Out-patient benefits total Ghs 101,250 and Ghs 14,700 respectively.
To be enrolled in any of the three categories, a monthly average of Ghs 600 has to be paid as premium through very flexible payment options such as Mobile Money (MoMo), cash, direct debit, cheque and paypoint.
Family Health Plus+ is open to all with no age limits and can be accessed from over 500 service provider network – mainly hospitals – spread across the country.
It also offers telemedicine and mobile pharmacy services enabling medical consulting, prescription and drugs delivery to clients in their homes. Refunds for payment of medical expenses by clients are also allowed where service is sought outside the service provider network.
Speaking at the launch, Country Head for Metropolitan Health Insurance Ghana, Tawiah Ben-Ahmed, expressed hope that the Family Health Plus+ product will address the low coverage and penetration of private health insurance estimated to be less than 0.7 per cent in the country.
Present at the launch were Board Chair of Metropolitan Health Insurance Ghana, Albert Brock, Executive Director of Metropolitan Health Insurance Ghana, Emmanuel Oteng Tuffour, Director of Private Commercial Health Insurance Schemes Division of the NHIA, Hon. Hudu Issah, CEOs of other private health insurance companies and representatives of some commercial banks in the country.
Metropolitan Health Insurance Ghana is one of the three subsidiaries of Momentum Metropolitan Africa segment, a member of the Momentum Metropolitan Holdings Group headquartered in South Africa.
