- Bank of Ghana Receives GH¢14.58m Dividend from Ghipss
The Ghana Interbank Payment and Settlement Systems Limited has paid a dividend of GH¢14.58 million to the Bank of Ghana for the 2025 financial year, reflecting the company’s strong financial performance and its growing role in Ghana’s digital payments ecosystem.
The dividend was formally presented to the central bank, the sole shareholder of GhIPSS, during a ceremony at The Bank Square after the company’s Annual General Meeting.
Receiving the dividend, Governor of the Bank of Ghana, Dr. Johnson Pandit Asiama, described the payment as an important corporate governance milestone, noting that it demonstrated accountability between GhIPSS and its shareholder.
He commended the Board, Management and staff of GhIPSS for delivering another successful year and for continuing to strengthen the country’s national payments infrastructure.
According to the Governor, GhIPSS has become central to the expansion of Ghana’s digital financial ecosystem through the development and operation of secure, resilient and interoperable payment systems.
Beyond the financial return to the Bank of Ghana, Dr. Asiama said GhIPSS’ work carries wider strategic value for the economy, particularly in supporting financial inclusion, digital commerce and transaction efficiency.
The company operates key payment infrastructure that enables electronic transactions across banks, fintechs, mobile money platforms and other financial service providers, making it a major pillar in Ghana’s push towards a more cash-lite economy.
The dividend payment comes at a time when digital payments adoption continues to deepen across the country, supported by mobile money interoperability, instant payment services, merchant payments, electronic funds transfer and other platforms that are reshaping how individuals and businesses transact.
GhIPSS’ performance also reflects the growing importance of payment infrastructure in Ghana’s financial sector, where secure and interoperable systems have become essential for expanding access, reducing transaction frictions and supporting innovation.
Dr. Asiama urged the company to sustain its operational momentum and continue implementing strategic initiatives that will reinforce its long-term competitiveness in the fast-changing payments landscape.
He said innovation, resilience and reliability would remain critical as Ghana’s digital economy expands and as consumers increasingly shift from cash-based transactions to electronic payment channels.
The dividend underscores GhIPSS’ position not only as a payments infrastructure provider but also as a commercially viable state-owned institution capable of delivering returns to its shareholder while supporting national development priorities.
For the Bank of Ghana, the payment represents a direct financial return from its investment in the company. For the wider economy, it highlights the value of building and maintaining domestic digital infrastructure that supports inclusive finance, business efficiency and modern commerce.
As Ghana continues to promote digitalisation across the public and private sectors, GhIPSS is expected to remain a central player in strengthening payment interoperability, improving settlement efficiency and enabling broader participation in the formal financial system.
The GH¢14.58 million dividend therefore marks more than a financial transfer to the central bank. It signals the growing maturity of Ghana’s digital payments architecture and the increasing economic value being generated by the country’s shift towards electronic transactions.
